Home Insurance

Simplify your life by insuring your home with
the right company and for the right coverage.

A Portrait of couple with their adorable daughter in front of houseProtecting Your Home

Your home may be the single largest purchase in your life time. Insurance can protect your investment by being there to pay for damages or home replacement.

Types of homeowner’s insurance

You have choices when insuring your home and we will explain your options and create the package best suited for you.

Options include:

  • Market value vs. Replacement cost
  • Deductible amounts
  • Temporary living quarters if needed
  • Automatic annual adjustment for inflation
  • Flood and other natural disaster coverage

What does homeowner’s insurance cost?

Costs vary based on the value of your home, the location and the options you select for your policy. Hanson Insurance is an independent agency and we will obtain pricing for you from multiple companies before we recommend the product we think works best for you.

Is homeowner’s insurance necessary?

If you have a mortgage, your lender most likely requires home insurance as a condition of the loan. Some lenders also require specific options, such as insuring your home for replacement value.

Online Forms

> Ask for a Quote

> Inquiry about a Policy

> Report a Claim

 

Modern bright dining room with a living room in an apartment.Protecting your Condominium

Insurance for a condo is different from a single family homeowner’s policy. Condo insurance protects the portion that you own – the inside of the building and it’s contents  – including the interior walls, ceilings, and floors. The exterior of the building is usually covered by a condo association so it’s important that condo owners have access to association documents to fully understand what is, and is not covered.

Condominium insurance typically includes coverage for:

  • The portion of the interior that you own
  • Personal property
  • Liability

Online Forms

> Ask for a Quote

> Inquiry about a Policy

> Report a Claim

Moving boxes in new apartment with the kitchen in the background.Protecting Your Property

Apartment insurance provides protection to your personal property and can provide full replacement cost in the event of damage or theft.

Apartment insurance may provides coverage for:

  • Your personal property in case of theft, fire or damage
  • Property that is damaged or stolen while you are traveling
  • Living expenses if you must temporarily move out

Online Forms

> Ask for a Quote

> Inquiry about a Policy

> Report a Claim

Happy proud woman standing next to her collection of antiquesProtecting what you own

To protect special collections and objects, an insurance rider or extension to your home insurance policy may be required in order to insure the objects for damage or loss, and at their full market or replacement value.

  • stamp collections
  • art
  • antiques
  • jewelry
  • memorabilia
  • guns
  • coin collections
  • wine

Online Forms

> Ask for a Quote

> Inquiry about a Policy

> Report a Claim

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